This cream cheese pumpkin bread recipe is truly the best ever. The moist and tender pumpkin bread is swirled with cream cheese frosting that’s baked right into the loaf. It makes the perfect fall treat!

This bread is so delicious that’ll want to enjoy a slice for breakfast with your morning coffee and have another for dessert later in the day. And if you love pumpkin baking as much as we do, also try these Perfect Pumpkin Muffins and Iced Pumpkin Spice Cookies.

What makes this the best cream cheese pumpkin bread

Our taste-testers declared that this was the best pumpkin bread they’ve eaten, and we think that they’re right. Here’s why:

• Cream Cheese: You’ll find more cream cheese in this recipe than most. That’s because the cream cheese layer is so good that we like more of it.
• Buttermilk: Our “secret ingredient” that adds flavor and keeps the bread wonderfully moist is buttermilk. You can easily make your own homemade buttermilk if you don’t have any on hand!
• Brown Sugar: Light brown sugar is the primary sweetener here as it gives the pumpkin bread a wonderful malty flavor.
• Pumpkin Pie Spice: We use more pumpkin pie spice than what many other recipes call for, and it’s one of the reasons this autumn bread tastes so good. Try making homemade pumpkin pie spice!

Ingredients in pumpkin cream cheese bread

• Pumpkin puree: look for cans of 100% pumpkin puree, not pumpkin pie filling.
• Egg: use a room temperature egg for the best result.
• Brown sugar: this gives the bread a deliciously malty flavor.
• Sugar: this adds a little more sweetness.
• Vanilla: we use this for added flavor.
• Buttermilk: adds a subtle flavor to the bread and keeps it wonderfully moist.
• Oil: we use cooking oil, but melted coconut oil works, too.
• Flour: all-purpose flour works best in this recip.
• Pumpkin pie spice: this is what makes the pumpkin bread taste AMAZING!
• Baking soda and baking powder: both help to make the bread rise.
• Salt: just a little to enhance the other flavors.

Ingredients in the Cream Cheese Layer

• Cream cheese: use the brick style of cream cheese as opposed to the whipped-type that you use to spread on bagels.
• Sugar: we use this to sweeten the cream cheese layer.
• Flour: all-purpose flour works the best.
• Egg: this helps to hold the cream cheese together so it doesn’t melt completely.

How to make this pumpkin bread recipe

Making cream cheese pumpkin bread is so easy that you’ll have the loaf pan in your oven in about 10 minutes. (Full recipe is in the recipe card below.) Pumpkin bread with cream cheese is a surprisingly easy recipe to make that comes together in just four simple steps:

1. Mix together: Mix the cream cheese layer ingredients in a bowl – an electric mixer or stand mixer works perfectly for this job.
2. Dry ingredients: Whisk the dry ingredients in a bowl.
3. Wet Ingredients: Whisk the wet ingredients in another bowl then stir in the dry ingredients.
4. Bake: Now, all that you have to do is layer the batter and cream cheese in a loaf pan and then put it into your oven.